Auto Insurance in Derby, Wichita and Andover, KS

Good Drivers are Responsible Drivers.

Insurance Partners of KS, LLC is Wichita’s trusted source for personalized insurance. When you come to us, we take the hassle out of working with a large, impersonal insurance company, while still helping you get customized, affordable benefits that will always come to your aid at the times you need them most. Our promise is that every client will walk out our doors knowing that they have received optimized protection that will keep them safe in all parts of their life.  

One of the most essential benefits that everyone needs is quality auto insurance. However, plans must be customized to the policyholder’s needs. With our network of quality carrier options available to you, we can ensure you get the most customized plan for your needs.  

To get your auto insurance policy today, call us at (316) 686-6666 or request your free quote now!  

Common Auto Insurance Questions  

What is auto insurance?  

Auto insurance is a promise of financial assistance. By buying a policy, a driver agrees to pay the insurer, who in turn agrees to provide payment and other support to the driver in the event of unexpected, unavoidable vehicle accidents or other problems. With it, drivers will be reassured that they can recover from such challenges with minimal personal financial losses.  

How does auto insurance work?  

Any challenge or damage involving your vehicle could get very expensive, and it’s only natural to worry whether you will be able to afford such costs. Auto insurance will guarantee that you can. You can file a claim against this policy for accident costs and other losses for which you are responsible. The policy then pays a certain amount of money to aid you in your recovery costs.  

Quality auto insurance will minimize your personal financial losses for such problematic losses, and you’ll be able to recover from these issues without costing yourself an arm and a leg.  

What does auto insurance cover?  

The average auto insurance policy can offer numerous benefits, including:  

Plus, to further customize your benefits, you can add countless perks into qualifying policies, including:

Is auto insurance required?  

Kansas law mandates that every automobile insurance policy sold in the state must have these minimum coverages:

Liability coverage
$25,000/person for bodily injury
$50,000/accident for bodily injury
$25,000/accident for property damage

Personal injury protection (PIP or No-Fault)
$4,500/person for medical expenses
$900/month for one year for disability/loss of income
$25/day for in-home services
$2,000 for funeral, burial or cremation expense
$4,500 for rehabilitation expense
Survivor Benefits: Disability/loss of income up to $900/month for one year
In-home services up to $25/day for one year

Uninsured/Underinsured
$25,000/person
$50,000/accident

Drivers who have financed their vehicles might also be required to purchase collision, comprehensive, gap or other physical damage insurance in compliance with lender rules.  

It is highly recommended that you carry more than just a minimum level of auto insurance on your policy, and we are the experts who can help you determine precisely which coverage is best for you.  

What does auto insurance cost?  

Numerous factors can influence the cost of your auto policy, including:  

It is possible for two drivers to have identical policies, but still pay different prices for them. However, we’ll make sure that we search our carrier network to help you find the policy that will offer you the most optimized price level for the benefits of your choice.