Farm Insurance
Farm Insurance Information
Farms are like many other businesses with valuable assets that need protection. Numerous daily hazards may potentially affect these things and cause financial hardship for farmers. Farm insurance can help safeguard a farmer’s personal and commercial assets enabling them to stay operational.
What Is Farm Insurance?
Your farm is your livelihood, and you can never be too cautious. An accident can happen when you least expect it, which is why it’s critical to be prepared if a potential problem arises.
A good farm policy can offer a level of protection for your equipment, buildings, and even lost income if an unforeseen circumstance disrupts your operations. IPK insurance works with clients across the Great Plains to protect their farms and ranches.
Many farmers use these types of coverage for protection.
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Crop insurance: Weather, fires and other hazards can damage crops. This coverage may pay a settlement to help you replace damaged items and lost income.
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Equine insurance: Horses are often valuable for farm operations, and their market value and a single loss might be expensive. This coverage may insure your horses against death, injuries and other hazards.
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Farm autoinsurance: If you use or own vehicles or tractors for your farm’s operations, you may need coverage to protect these items against damage or other losses.
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Farm dwelling insurance: If you live on your farm, this policy can cover your home.
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Farm equipment insurance: Assets such as pumps, rakes, sprayers and other tools may get damaged, and this coverage can help pay for those items.
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Farm liability insurance: Your operations might cause bodily injuries or property damage to various people, including your clients. This coverage may help you repay them for their losses.
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Farm livestock insurance: A loss to your animals could mean a loss of profit. This coverage may help you recover the results.
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Farm structures insurance: This coverage insures barns, grain silos and other property.
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Umbrella insurance: Standard liability insurance has limits. If you have a claim exceeding these limits, umbrella liability coverage may help cover the remaining costs.
What Does Farm Insurance Cost?
IPK can help you choose the right insurance policy to help protect your operations and unique farming needs. Call us today at 316-686-6666 to get started on your farm insurance.
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