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Second-To-Die Policy in Derby, Wichita and Andover, KS

Ensure the Future of Your Estate.

Between physical assets and financial successes, there are many things that married couples share. IPK Insurance knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from IPK Insurance gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you’ve worked hard to attain. And because the policy insures more than one person, you’ll also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It’s important to discuss your options with an insurance specialist from IPK Insurance to determine the right amount coverage for you and your family.
 

Our Locations

IPK Insurance

707 N Waco Ave, Ste 101
Wichita, KS 67203
Main office: 316-686-6666
Fax: 316-425-0025

IPK Insurance (Habla Espanol)

1351 N Waco Ave
Wichita, KS 62703
Main office: 316-686-6666
Fax: 316-425-0025

Our Providers

Testimonials

Great customer Service.

Wanda S.
Quick response by Lisa, excellent follow through, excellent rates.

Robert I.
You got me the best rate out there and fast phone service.

Steven C.
Very kind and very helpful! Maria did everything she could to get me the best possible price! I have recommended IPK to all of my friends!

Mariah S.
I love the service and quality I get from IPK!

Nicholas S.
You always take care of my issues on a prompt and professional manner thank you very much

Roper I.